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There is a horrendous responsibility on those who are rich. There are two negative tendencies. Think about it!
First of all, because of their riches it makes it nearly impossible to get into the kingdom of God. Their riches can buy people, places and things for their enjoyment. This then leads toward trusting in those riches. Fortunately, God can do the impossible, so He makes it possible for rich people to be able to put their trust in Him rather than in their riches. Instead of just enjoying their people, places and things amassed by their riches, they learn to use these riches for the kingdom and to meet the needs of those God puts in their paths.
NOTE James says that those riches will rot, be devoured and your precious things will rust, because you have stored up for yourselves your treasures. What good is it if a man gains the whole world and loses his soul?
Secondly, the rich tend to treat poorly those who are not rich. James points out that those who work for the rich will someday testify as to how they were treated. To be skimpy in what is paid, to withhold pay over something petty, to demand something for so very little; it’s like committing a fraud against these people. James says, “You have fattened your hearts in the day of slaughter.” You have lifted your lifestyle to the greatest luxury on the backs of people you have treated poorly or wrongfully.
This reminds me of the well-known text in I Timothy 6:10: For the love of money is a root of all sorts of evil and some by longing for it have wandered away from the faith and pierced themselves with many griefs.
Riches can be a great difficulty…think about it!